A few months ago I went to see my doctor. I was making small talk with her about this and that. Somehow the topic of insurance came up. She informed me that she has a type of disability insurance for physician professionals. I had never heard about this before so I asked her more about it. She told me that it basically means that she’s insured in case she ever has to stop working due to a disability. I asked her how this differed from normal disability insurance. She told me that it insures her if she gets injured and can’t do her specific job whereas normal disability insurance only applies if she can’t work at all.

A couple of weeks ago I had a dentist appointment. I remembered my conversation with the doctor and asked my dentist if he also has this type of insurance. He told me that there is something called dentist disability insurance that is specific to his industry. I learned a little bit more about it from him. The moral of this story is that you can learn a lot of things that you don’t know simply by having conversations with the people that you encounter every day of your life.

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